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Huge quantities of rain fell in the area around Jablanica and nearby Konjic, causing sudden floods that broke into people's homes as they were sleeping.

Surging waters also triggered landslides that collapsed roads and hills, covering villages in mud and cutting off entire areas.

Bosnian media are reporting that rocks from a nearby quarry fell on the village of Donja Jablanica, burying houses.

Alka Gusic, a resident of Donja Jablanica, lost her brother and his entire family while her own son has been hospitalized. Overnight on Friday, she said, a frightening rumble woke her up from her sleep.

“I thought it was an earthquake,� said Gusic. She waited until morning to venture out. "I saw my brother's son being pulled out. He was lying on the ground – it was obvious (he was dead).�

“God help us," she cried. "I lost four of them, house destroyed completely, no one stayed alive, no one.�

Officials have said that at least 16 people are confirmed dead so far, including a baby. At least 10 are still missing while dozens are injured.

Rescuers sealed off Jablanica, banning any entry for outsiders while the search took place. Some houses were submerged up to their roofs and as the water withdrew, rescuers could be seen walking over piles of rubble left behind.

Near the town of Konjic that was also hit by the storm, officials said some villages remained cut off on Saturday.

“Kilometers of roads no longer exist, nearly all bridges have been destroyed,� Husein Hodzic from the local civil protection unit told regional N1 television. “There is no electricity, all power poles have been swept away. There are no phone lines.�

Bosnia's election authorities said local elections set for Sunday will be postponed in the flood-hit municipalities.

Human-caused climate change because warm air holds more moisture. This summer, the Balkans were also hit by long-lasting , causing a drought. Scientists said the dried-out land has hampered the absorption of floodwaters.

Flooding was also reported in Croatia and Montenegro in the previous days but caused less damage and no fatalities.

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Jovana Gec contributed to this report from Belgrade, Serbia.